UPromise Savings Program

I thought I should share a little bit about how AWESOME the UPromise savings program is. Really, it's a GREAT program that every parent, grandparent, God-parent, like-parent, future-parent or even anyone just looking to save money on day-to-day expenses should be signed up for! One of the most common misconceptions about UPromise is that it’s only for college savings – well it’s NOT!

The money that you earn through the UPromise savings program can be used in several ways:

• 1.) Pay down an existing student loan
  
• 2.) Transfer to a savings account
  
• 3.) Invest in a 529 College Savings program
• 4.) OR you can request a payout check and your earnings will be mailed to you!

SO HOW DOES IT WORK???

UPromise has linked up with thousands retailers both ONLINE and INSTORE, along with restaurants and gas stations all over the country (you can even enter your zipcode to find local restaurants that offer cash-back for dining at their establishment!) When you sign up for their savings program, their website will list all of the online retailers along with the eligible cash back percentages (AS well as special discount codes, sales, and free shipping deals!!)

For example, Target.com purchases are currently eligible for 2% cash back. So, if you spend $50, UPromise will stick $1 in your UPromise “earnings pot.” Also, if you list your debit/credit cards with UPromise, you are eligible to earn even more cash back at several retail, dining, and gas station locations all around the country! Sign up for the account to see participating locations in YOUR area!

[AND, if you open a UPromise credit card, you can receive even MORE cash back on every purchase with the card (regardless of retailer). But if you DO, just make sure you pay off that credit card balance as SOON as the statement comes in – creating debt is NOT saving money!]

Check out their website (HERE: UPromise) for more information on how you can make UPromise work for YOU! The program is totally FREE -- it doesn't cost anything to sign up, no membership fees, NOTHING! Check it out, and start earning cash back today!!

Happy Saving!!